Ask Fitz: Homeowners Insurance – Why do premiums vary so much?
Posted: December 20, 2019
Have you ever wondered how your homeowners insurance rate is determined? Or why is it possible that your premium can vary so much among carriers when requesting quotes for your policy? The reality is that many factors affect your premium rate. Below I have outlined various factors that influence homeowners insurance rates. Some of these you can control while others you cannot. By understanding these...
Ask Fitz: Coverage Enhancements for Today’s Households
Posted: December 6, 2019
A few things in life are constant, and ironically, one of those is change. Homeowners insurance policies provide standard coverage for a variety of well-known risks, but sometimes do not automatically provide protection for new exposures as households and technology change. It is important to be aware of these potential gaps in coverage and understand the policy enhancements, often referred to as endorsements by...
Ask Fitz: Homeowners Insurance - Maximizing Your Coverage
Posted: December 2, 2019
When is the last time you reviewed your homeowners insurance policy? If you are like most people, you desire the peace of mind that comes from knowing your home and family are protected; however, you do not have the time to sift through the policy details in hopes of fully understanding the many different coverage provisions. That is why we are here to help! Below...
12 Tips for a Safe and Fire-Free Winter Holiday Season
Posted: December 3, 2014
12 Tips for a Safe and Fire-Free Winter Holiday SeasonThe two most common days for home fires in the United States are Christmas and Christmas Eve. Fire officials encourage all Americans to make safety a top priority during the holidays. One of the most important steps is to ensure smoke alarms and carbon monoxide detectors are installed in the home. The main cause of home fires during the winter holiday season is cooking, and...
Fall Maintenance Tips
Posted: September 19, 2014
Fall Maintenance TipsPrepare your home for cooler days ahead. Fall foliage is beautiful, but not when it builds up in your gutters! Take these tips into account during the cool autumn months. Have your furnace cleaned and inspected annually by a qualified technician. Keep flammable materials, including all lawn and power equipment, away from water heaters and wiring in the basement. Insulate water pipes in areas exposed...